More than two million citizens look for car or truck title loans each year in America. Making ends meet despite the challenges is the American way, but too many people are unaware of their options. But when life throws a curveball, it's your responsibility to catch it. So, what are truck title loans, and how do you get them? Here is what you need to find out.

Truck Title Loans: Everything You Need To Know

What Are Truck Title Loans?

Truck title loans are a type of secured loan that uses your truck's title as collateral. No, it doesn't mean you'll have to give up possession of your vehicle. In fact, you can retain possession of it as long as the contract remains in good standing. Plus, you can receive as much as $15,000 in instant funds if you get approval from our loan representatives. You must provide some key pieces of information and prove that you're at least 18 years old to qualify.

How Do Truck Title Loans Work?

The way truck title loans work is simple. First, you make sure your truck is fully paid off. Then, you ensure the title is listed in your name. After that, you provide the clear title to the title loan agent, and, if you qualify for approval, they'll give you a lump sum of cash in exchange. Like a more convenient pawn, you essentially borrow on the value of your truck and pay it back later.

Keep in mind that title loans on your truck aren't based on your income or even your credit score. It's considered a private loan between you and Carolina Title Loans, Inc., so your credit rating doesn't really affect eligibility. Thus, you can possibly get approved for this type of financing even if your credit is less than perfect or your paychecks are relatively small. Try to shine up and repair your truck as much as possible. That way, it values for more during the quick vehicle inspection.

Are Truck Title Loans Easy To Pay Off?

For the most part, title loans on your car or truck are designed with convenience in mind. That means they're generally easy to pay off, with terms that are flexible enough to accommodate almost any budget. However, borrowers should always talk to their loan agents for more information about what's possible in their unique case. Most of the process, from the initial online form to making monthly payments, can be done online or over the phone from the comfort of your own home.

 

 

Are Title Loans On My Truck Easy To Get?

These loans can be pretty easy to get, especially if you have the items required for eligibility. Our loan representatives at Carolina Title Loans, Inc. make the process as quick and painless as possible, with more than one way to apply for funding. We also have friendly customer service agents waiting for your call.

Usually, the entire process only takes a few hours. Plus, you can get money directly deposited into your bank account in 24 hours or less if you're approved. Agents are always ready to answer any questions you might have, and you can even ask about alternative funding options if title loans are the best-fit solution in your case.

How Do I Get Truck Title Loans In Greenville?

Getting loans for the title of your truck is so simple that nobody even has to know you're doing it. In fact, you're welcome to use any of the three application options to make the process more discreet. Either way, this is what you'll have to do to get through the process today to get a truck title loan in Greenvile.

1. Apply either online, over the phone, or in the office. Head over to the Carolina Title Loans, Inc. website to fill out the short online form or call us to answer some basic questions over the phone. You can also go straight to the office as well – although you never even have to come into the store if you’d rather not. Regardless of your preferred method, answer the questions honestly and be ready to move quickly.
2. If you decide to fill out the form, the agent will give you a call back to set up a face-to-face meeting with you. This meeting will either be at a location of your choice or at the nearest title loan location. Once there, they'll request some documents and inspect your vehicle.
3. Give your agent the requested items. The agent will want to see to the truck itself for a quick inspection, the lien-free title to it in your name, and your driver's license or a government-issued photo ID. They will examine your items and decide if you qualify and for how much. If you do, they will help you fill out the paperwork and you will either get your cash right there or the next bank business day.

As you can see, there is no need to deal with emergency expenses on your own. A truck title loan can change the game and put you back in the winner's circle. So, take advantage of our quick process and fill out our online form today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.