Title Loan FAQs

A title loan is a loan using a vehicle title as collateral for that loan. Our loan representative can assist you with detailed information. Title loans are designed as a short-term cash-flow strategy and not designed as a go-to fix for long-term financial problems.
Please look at your loan agreement for all loan terms and fees. Your loan representative will go through all loan terms and fees with you before you sign the loan agreement.
All you need is your vehicle, the title, and state-issued photo I.D. At Carolina Title Loans, Inc. we make the title loan process hassle-free, unlike our competitors. We are committed to providing all our customers with unsurpassed customer service. The process is simple:
  • Bring your car with a clear car title to Carolina Title Loans, Inc.
  • Fill out the simple paperwork while a loan representative does a quick vehicle appraisal.
  • Our loan representative will assist you in qualifying for a loan amount based upon your need, the appraised value of your vehicle, your ability to repay the loan and applicable state law.
  • Once approved, you will receive the cash you need and you even get to keep driving your vehicle while making payments. This approval process can take as little as 30 minutes.
You do not need a checking account to qualify for a title loan at Carolina Title Loans, Inc.
Absolutely! Good credit, bad credit or no credit. For most title loan amounts, any credit is welcome. Carolina Title Loans, Inc. is committed to helping you get the cash you need. We will work with you under any credit situation.
You do not need a driver's license, but you do need a valid government-issued photo I.D.
At Carolina Title Loans, Inc. we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
In South Carolina, you must be at least 18 years of age to qualify for a title loan.
Yes! In South Carolina you keep your car when you take out a title loan.
The Carolina Title Loans, Inc. website has a store locator where you can find your nearest store location.
A clear or lien-free car title simply means that you own your car outright, with no outstanding loans or judgments against it. To get a title loan with Carolina Title Loans, Inc. you need to have a clear or lien-free car title.
You can get started by filling out the online request form with your basic information, after which you will be contacted by a friendly Carolina Title Loans, Inc. sales representative who will explain the application process. Applications will be taken in person at the Carolina Title Loans, Inc. location.
Your title loan amount depends on the value of your vehicle. You can get $601 - $15,000.
To get a title loan with Carolina Title Loans, Inc. you need to have the vehicle title in your name. You will need to go to the DMV and have the title transferred to your name prior to requesting a title loan.
Title loan terms and frequency may vary. Please check with a sales representative at the Carolina Title Loans, Inc. location for all the details.
The value of your vehicle is based on the value as stated in a nationally recognized pricing guide, and the condition of the vehicle, as determined by a physical inspection.
From the time you enter one of our Carolina Title Loans, Inc. locations, it could take as little as 30 minutes to be approved for a car title loan.
Title Loan

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!


Carolina Title Loans

If you are searching for a convenient way to get a title loan, look no further than Carolina Title Loans, Inc. We offer online title loans where not store visit is required or in-store title loans and installment loans. To get started, fill out the simple online form above or give us a call at any one of our convenient store locations.

All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Carolina Title Loans, Inc. has you covered with a car title loan up to $15,000 today!

Carolina Title Loans