Consumer Disclosures

 

Consumer Credit Grantor Notice

 

Maximum Rate Schedule

 

Supervised Lender License

 

Consumer Rights Pamphlet

Submitting your inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Carolina Title Loans, Inc. customer service representative will call you to discuss your title loan needs.
As noted above, federal and state law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Carolina Title Loans, Inc. at the location before you sign any agreement. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Carolina Title Loans, Inc.
Should an unexpected emergency arise which prevents you from making a payment persuant to the terms of your agreement, representatives at Carolina Title Loans, Inc. are trained to work with you to bring your account back into good standing. Your vehicle will be pledged to Carolina Title Loans, Inc. as collateral. If you fail to make a payment pursuant to the terms of your agreement, your vehicle may be repossessed and sold. Additional charges may also apply.
Refinances are permitted. Check your agreement for all terms and conditions.
There exists a common misconception that a poor credit history may result in a higher interest rate for title loans. With Carolina Title Loans, Inc. your credit score does not affect the interest rate, fees or charges determined for a title loan.
Carolina Title Loans, Inc. undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. Carolina Title Loans, Inc. follows all applicable laws, rules and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:
  • Contacting consumers by telephone before 8 a.m. or after 9 p.m.
  • Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at any time.
  • Collecting debt through deception or misrepresentation.
  • Threatening legal recourse when no legal action is intended.
Carolina Title Loans, Inc. promotes the informed use of Consumer credit by rigidly adhering to federal and state regulations requiring Disclosures about interest rates, fees, charges and terms. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their car title loan as required by federal and state Law.
Carolina Title Loans

If you are searching for a convenient way to get a title loan, look no further than Carolina Title Loans, Inc. We offer online title loans where not store visit is required or in-store title loans and installment loans. To get started, fill out the simple online form above or give us a call at any one of our convenient store locations.

All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Carolina Title Loans, Inc. has you covered with a car title loan up to $15,000 today!

Carolina Title Loans