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How Title Loans Work In South Carolina

Thank you for choosing Carolina Title Loans, Inc. for your emergency cash needs. Getting a title loan with us is fast, easy and convenient. And by the time you leave here, we will make sure you understand completely how title loans work! In fact, we will make absolutely sure you understand the entire title loan process from start to finish.

We know how much you need this loan to help you with your emergency expenses, so we don’t want to make things harder than they really need to be. So, if you are in need of this loan to help you out with any emergencies you can’t handle alone, keep reading this page to learn all about this helpful loan.

What Is A Title Loan?

Before you can really understand how we handle your title loan, you need to know what a title loan is and how title loans work to help you out. A title loan is a secured loan that uses your vehicle’s lien-free title as collateral. All that really means is if you have a car title that is free of any outstanding liens and you are finished paying off your vehicle, you can use the title as security. And while you may think that means giving up your vehicle, it doesn’t!

When it comes to our South Carolina title loan and how title loans work, you don’t have to give up your vehicle while you are repaying the loan. Instead, we will place a lien on your title and hold onto that until the loan is repaid. Once you are finished paying us back, we will remove the lien and safely return your title to you. You can still go on and use your vehicle as you wish while you repay the loan.

Our Simple Title Loan Process

Now that you understand the definition, the next thing you are probably wondering about is how do title loans work. As we said in the beginning, our title loan process is simple and quick. We want you to be able to find out quickly if you can get the car title cash you need and understand how title loans work. This is why we’ve made the process easy for you to get through quickly.

We don’t make things difficult for you to go through with endless red tape or hard paperwork for you to track down. Our loan process is so simple that we’ve broken it down into five easy steps for you to go through. To make sure you are ready for our process, here is just a quick breakdown of the steps you will need to take to apply for a title loan through us at Carolina Title Loans, Inc.:

  • Step 1: Gather up your required items.
  • Step 2: Fill out the online form on our website.
  • Step 3: Talk to the representative on the phone.
  • Step 4: Visit the nearest store location.
  • Step 5: Find out if you qualify for approval.

How Does A Title Loan Work?

Still wondering how does a title loan work here? No worries, we’ve broken down our process into more detail so you know exactly how title loans work! Just follow our breakdown below to get yourself ready to visit one of our locations.

If you follow this completely, you’ll soon find out if you can qualify for a title loan in South Carolina and get your emergency expenses handled quickly. So, make sure you follow this detailed breakdown to eliminate any hurdles.

1. Gather The Required Items

The first thing you need to do to make sure you are prepared is get the required items ready. These are the items we need to see to determine if you qualify for approval. Be sure your name appears on these items before you bring them in. We need to see the following three items:

  • Your driver’s license or state-issued photo ID.
  • Your vehicle for a quick vehicle inspection.
  • Your vehicle’s lien-free title for the collateral.

2. Fill Out The Online Form

Once you have the items ready, you can go ahead and fill out the online form. This form isn’t the application, but it helps get us your basic information so we can help you get started on the quick process that you’ll finish in the nearest store – which you can also find on our locations page.

3. Talk To The Representative On The Phone

Once you’ve submitted the form, it will automatically go to the nearest store location. Keep your phone close because you’ll receive a phone call from one of our loan representatives. This call serves as a way to help us set up your vehicle inspection that we need to complete in the store.

4. Visit The Nearest Store Location

Once you are off the phone, you can take your required items to the nearest store for the vehicle inspection. When you arrive, one of our loan representatives will inspect your vehicle and assess your other items to determine if you qualify and how much car title cash we can lend to you.

5. Find Out If You Qualify For Approval

When we finish inspecting your vehicle and assessing your title and ID, we will let you know if you qualify for approval. If you do, we will then sit go over the loan terms and help you finish filling out the paperwork. You can either get the money later that same day or the next working day.

Credit Doesn’t Impact You Too Much

Now that you know how title loans work here in Carolina Title Loans, Inc., you need to know what role your credit plays. The good thing is you can still qualify for a South Carolina title loan even if you have poor credit! That’s right, having poor credit doesn’t automatically mean you are denied for this loan.

This is because we are already using your vehicle’s title as collateral to secure the money. While that doesn’t mean we won’t ever check your credit, that does mean you don’t have to have perfect credit to find out if you can get this loan. In fact, we won’t report your loan to the major credit bureaus.

Get The Car Title Loan You Need Today!

Now that we’ve explained how title loans work, are you ready to start the process right now? Take a second to fill out our easy online request form and answer the phone when your title loan representative from Carolina Title Loans, Inc. calls you!

Title Loan

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Installment Loans

Signature Installment Loans

Carolina Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,500 with convenient monthly payments.

Carolina Title Loans

If you're looking for a quick and convenient way to get a vehicle title loan, Carolina Title Loans, Inc. is your go-to choice. We offer online title loans, allowing you to secure cash without a store visit, as well as in-store title loans and installment loans. To get started, simply fill out the online form above or call one of our convenient store locations.

To qualify for a title loan, you will need:

  • A driver's license or state-issued ID
  • A lien-free title to your vehicle
  • Your vehicle for inspection

When you're ready to get the emergency cash you need without the complexities of traditional loans, Carolina Title Loans, Inc. can provide you with a car title loan for up to $15,000. Get started today by filling out our quick online form or by giving us a call at any of our locations!

Carolina Title Loans