cash for title loan

Is It Possible To Get Title Loans Without A Job?

Traditional loans require proof of employment most of the time. But, many of us don't work a traditional job. What do you do in the case where your income comes from other sources? Is it possible to get title loans without a job?

Carolina Title Loans, Inc. grants title loans without a job. These loans are designed so funds can be approved based on a few other factors. You can get the emergency money you need by putting your vehicle title up as collateral. You may even get approved if your unemployed. This is a great option for freelancers, independent contractors, and small business owners.

We know there are times when extra cash is needed. In this article, we're discussing how to get title loans without a job. So, keep reading to find out how Carolina Title Loans, Inc. can help you with your financial needs.

is it possible to get a title loan with no job

How To Get Title Loans Without A Job

This is a simple process because all you need is a clear vehicle title in your name and a valid state-issued ID. There are only a few quick steps to getting the cash you need. Our home page has a form to fill out with information regarding a title loan inquiry.

Simply enter in the required information and one of our loan specialists will reach out to you in a timely manner. You can also just call the nearest Carolina Title Loans, Inc. store directly to get started.

You and the store representative will work to figure out a good time to make your appointment. They will also go over everything you need to know about getting your title loan.

On the day of your appointment, you'll show up at the agreed upon time and present the couple of necessary items required for loan approval. You could get an approval in as little as a half hour.

What Do I Need To Get Title Loans Without A Job?

You don't need much to get this type of loan. You'll need to show up at your appointment with your vehicle and its clear title. The title also has to be in your name. If it's not, you'll need to get the title transferred into your name first. You also must have a state-issued ID. That's all it takes. You don't need a bank statement, a pay stub, or anything more.

Do I Have To Have A Checking Account?

This is another huge benefit of title loans. You do not need to have a checking account to get a title loan. You can have the money deposited into a checking account. However, if you prefer, you could just walk away with cash.

How Much Can I Get?

The amount of your loan depends on how much you need and how much your vehicle is worth. Carolina Title Loans, Inc. will have the car inspected to determine a value. That value is what you're allowed to borrow up to.

It's the limit for your collateral. We do have a range with a minimum and maximum amount, though. You can borrow between $601 and $15,000 depending on your vehicle's value.

Do I Have To Go To The Store To Finish My Loan?

We like to take care of our customers the way they want us to. If you do not want to go into a store to sign for your loan, you don't have to. We provide an option for those who prefer not to go in-store. 

You can apply for an online title loan. These are processed completely on your terms. We can send a loan specialist to meet you in the location of your choice. If you want them to come to your home, they can.

If you'd like to meet at the local coffee house, they can do that too. You'll just need to make sure your vehicle is at the location you choose so we can verify the VIN and have a look at the car.

Can I Use A Title Loan For Anything?

Technically, you can use your title loan for whatever you'd like. The intended use of these loans is to give people an option for getting cash fast when financial emergencies arise. Many people use them to replace appliances, make home repairs, make car repairs, and more.

car title loan

The Bottom Line

It comes down to this: if you have a clear vehicle title in your name, you can use it to get a loan for up to $15,000. You don't need a job or a checking account to do so. You don't even need proof of income.

You just need to own your vehicle outright and be in possession of the title with your name on it. Your car, title, and state-issued ID can get you the cash you need quickly so you don't have to stress.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.