With help from Carolina Title Loans Inc., you can quickly and easily get a title loan in South Carolina without a job! You don’t have to let unemployment stop you from getting the financial assistance you need when you need it most.

Check out this quick guide to get one of these loans, even without a job.

Can I Get A Title Loan Without A Job?

First, let’s clarify: yes, you can get financial assistance through a title loan even if you don’t have a job. You can still qualify between $601 and $15,000 despite being unemployed.

That’s because your eligibility will depend on several factors, such as your car’s market value. 

The representative you work with will evaluate that and other factors to determine whether you qualify and, if so, how much you can borrow.

The good news is that if you own your car outright and have a vehicle in good condition, you can qualify for a title loan without a job! 

What Are The Requirements For A Title Loan In South Carolina?

So, if you’re unemployed but in need of financial assistance, here’s what you’ll need to qualify for a title loan:

1. Identification: First, you’ll need your driver’s license or a state-issued ID.
2. A car title: Next, you’ll need a car title that’s in your name and free from any outstanding loans or judgments. These are often called ‘lien-free’ or ‘clear’ titles.
3. The car for inspection: The car title is collateral, but the vehicle still needs a quick inspection.

You can go through the process to get a title loan once you have these three items with you.

Do I Have To Surrender My Car To Get A Title Loan?

No, you don’t have to give up your car for a title loan.

Firstly, you only need to bring your car in for a quick physical inspection. The representative will then determine how much you qualify to borrow.

Secondly, only the title is used as collateral. That means you can take the car home and continue driving it like normal.

Will Having Bad Credit Disqualify Me?

No, having bad credit will not disqualify you from getting a title loan, even if you’re unemployed. That’s because there is no specific requirement for this loan regarding credit.

You can try to get one if you meet the loan requirements.

How Do I Get A Title Loan While Being Unemployed?

Let’s say you want to get a title loan while being unemployed. In that case, here are the steps you’ll need to follow:

Step 1: Prepare Required Items

First, you should be able to understand the loan requirements and prepare the necessary documents. As you saw earlier, you’ll need your driver’s license, lien-free title, and vehicle.

If you’re like most people, these items will be easy to prepare and shouldn’t take much time.

Step 2: Get In Touch

Once you're ready, please get in touch with us by submitting your information through the online form. That form is available 24/7 on this website so that you can start even outside regular working hours.

After you do that, a representative will call to give you a heads-up on the remaining steps. They’ll address your concerns and discuss when to meet in person.

You can meet at a store or have the representative meet you somewhere more convenient.

Step 3: Work With A Representative

Next, please bring your car and documents to meet your representative as we discussed. They’ll take some time to verify your documents and inspect your vehicle.

This part of the process could take as little as 30 minutes.

Once done, they’ll also help you complete the process with simple paperwork.

You’ll only need to wait a few moments to determine whether you’ve been approved and how much you qualify to receive.

Step 4: Receive Your Cash

Suppose you get approved. In that case, you could get your money as early as the same day or by the next business day.

You can then use that money to cover whatever urgent costs you have.

Who Can I Speak To If I Have Questions?

If you have questions or concerns, please don't hesitate to contact the loan representative anytime. They’ll be more than happy to address them so you can continue with total peace of mind.

If you need help, you can also get answers to your questions by browsing this website. There are plenty of other blog articles with information you might find helpful. 

The Frequently Asked Questions (FAQs) page also has quick answers to popular questions regarding getting title loans.

Access Quick Cash Now!

Don’t let unemployment stop you from getting the financial assistance you need! If you have another form of income other than traditional employment, Carolina Title Loans, Inc., can get a title loan without a job by meeting just a few simple requirements.

You can take the first step by completing the online form with your basic information. Soon after, a friendly representative will be on the phone with you to guide you through the rest!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.