man getting Carolina title loan

Why Getting a Title Loan is Easy in South Carolina

Financial downturns can come at a time where you are the least prepared to handle them. Changes in the market, job situation, or medical expenses can make it difficult to pay your bills on time or get groceries. However, if you are looking for a quick way to get the cash you need without the long wait times of other loans, then there are options. One of the easiest options for those in South Carolina is to apply for title loans.

At Carolina Title Loans, Inc., you can apply to get a title loan and get a max title loan amount of up to $15,000 today. But what are title loans you ask? Well, it’s a form of short-term loan that differs from other ones like payday loans in some key factors. Some of the important differences that make title loans really easy in South Carolina include:

  • No need for a high credit score
  • Apply in-store or online for title loans
  • Speedy cash! Get your funds quickly

No Need for a High Credit Score

One of the biggest limitations when it comes to qualifying for most loans is your credit score. Whether you are dealing with a credit card or installment loans, you will typically have to go through some kind of credit check. Some loans like certain online payday loans, do not hurt your credit to apply for but still apply soft checks to at least get a general score. Other loans will apply a hard check which means you not only get denied, but your score is lowered. That means if you were to try to apply again in the next months, you will have an even lower chance of approval.

Turn your car title into cash

With title loans, getting approval can be much easier as it does not require a great credit score or even checking account. Instead of the amount you receive being based on how much you are paid each month or your credit score, the amount you received is instead mostly based on the price of your car. If you have a newer car in great condition then you have a better chance of receiving a larger amount. While the max title loan you can receive is $15,000, you will not know exactly how much you will receive until your car is inspected.

Apply In-store or Online for Title Loans

Depending on your nearest location, it can be difficult to make it to a store in time within closing or it may be a bit of long trek. To makes things even more convenient and accessible for those in need of funds quickly, you have the option to either apply title loans or go to your nearest Carolina Title Loans, Inc. store location. If you were to go in person, you simply have to go to your nearest location and fill out the application. You will need to bring certain items like the vehicle, title, and a valid I.D like your driver’s license. The whole process is quick and hassle-free. You can also call beforehand to ensure you have all the right documents. After a quick inspection, you can then sign the offer and be on your way with your cash in 30 minutes or less.

Applying online for a title loan is just as simple. All you have to do is fill out the online form and a representative will be in contact with you soon after. Make sure you are around your phone so you do not miss your call. Afterward, you can simply locate your nearest South Carolina title loan store and be on your way to getting up to $15,000 in cash today.

Speedy Cash! Get Your Funds Quickly

If you are wondering exactly how much you may be able to get, then the answer depends on where you are applying. South Carolina applicants can receive up to $15,000. However, remember that the amount you receive is dependent on the resell market price and condition of the vehicle. If your car is years old and has lots of cosmetic wear, then do not expect to get the maximum amount possible. The better the condition of the vehicle and the higher its current market resale value, the more you may receive.

couple paying bills with title loans

Online title loans are really great when it comes to getting your money as soon as possible. You do not even need a bank account and can instead take your funds in cash! Time can be of the essence if you need your title loan to pay for upcoming bills or medical treatment. Title loans are easy and quick to get. You can go from your title loan application to money in your hands in less than an hour rather than waiting a week for a direct deposit. You can go online to Carolina Title Loans, Inc. today to find your nearest store, speak with a representative online, or send an inquiry form.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.