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Should I Get A Title Loan In Florence, SC Online Or In-Store?

A title loan in Florence, SC could put hundreds or even thousands of dollars in your pocket within just a few hours. If you’re debating between the online or in-store option for title loans, there are a few pros and cons you should consider when deciding.

Learn more today as we cover all you need to know about each type of title loan, including their differences and similarities.

The Difference Between Online Or In-Store Title Loans

Online Title Loans

Online title loans provide the option of completing a Florence title loan request online right from your home. This may be a great option for any individuals who don’t have a lot of time on their hands to travel to one of our loan offices.


  • Applying for a title loan online gives you the freedom to work on your request alone and on your own time.
  • Since title loans use your car as collateral for the loan, your lien-free vehicle needs to be inspected by the loan representative. This will determine if you qualify for the loan and, if so, for how much.
  • For online title loans through Carolina Title Loans, Inc., you can have the representative come to you for the inspection – no driving around or wasting time and gas to get to a brick-and-mortar office.


  • For those who have slow internet or trouble navigating online sites, even a general inquiry form online could become confusing. If you’d rather keep it simple and face-to-face, getting a loan online may not be the optimal decision for you.

person writing Title loans should I get a title loan in Florence, SC online or in store?

In-Store Title Loans

In-store title loans in Florence share a similar application process to online title loans; however, you have a few added options to get the loan started.


  • If you’re one of those people who says “operator” when calling automatic numbers, the in-store option may be best for you. You’ll be able to glide through the process with one of our representatives at your side every step of the way.
  • You can choose to initiate your request by giving us a call or even by filling out the online inquiry to have us call you instead.
  • If contacting us via phone, we’ll go over all of the details before having you stop in the office. This will give you a feel for where and who we are, and the in-person meeting can be done in as little as half an hour.


  • The con to in-store title loans is apparent – you have to time out of your day to physically drive to our brick-and-mortar location. Luckily, we have a store right in Florence, SC for easy access.

Online vs. In-Store Title Loans

So, which option is better, online or in-store title loans? We would have to say the online option wins because you get the option of staying home when it comes to your document and vehicle inspection.

Both options offer the same loan options, have identical requirements, and are required to inspect your car and documents. The in-person inspection, as well as the online option, could last as little as half an hour.

If you’re a people person who doesn’t mind a short drive, however, the in-store option might seem superior. All in all, we’ll leave the final decision up to you.

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How To Apply For A Title Loan In Florence, SC

Now that you’ve decided on your application method for a title loan in Florence, SC, it’s time to apply!

Online applicants can start by filling out our general inquiry form. The zip code you enter on your request will be used to locate the loan agent closest to your home who will then give you a call to go over the loan details. You’ll then coordinate the time and place to meet the agent for your vehicle inspection.

For those who prefer in-person interactions, you can also use the form or call us directly to start the process. Once that’s done, you’ll also be connected to the nearest loan agent who will talk to you about our Florence title loan options and discuss your needs.

While you have the option of going to our office directly, calling ahead will ensure that you bring all of the necessary documents and that one of our representatives will be available and waiting to meet with you.


When meeting with our representative, you’ll need to have three things handy:

  • A Carolina state I.D.
  • The lien-free title for your car
  • Your car, available for a short inspection

The in-person meeting is often completed in a jiff and, if you’re approved, you can get anywhere from $601 to $15,000 as soon as that same afternoon.

Get Your Title Loan Today!

Getting a title loan in Florence, South Carolina has never been easier. Whether you’re looking for a fast online process or an in-person meeting with an agent to help you along the way, we’ve got you covered.

Get in touch with us today to see if you qualify for a Florence title loan, and you could be approved by the end of the day!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.