medical bills help

How a South Carolina Title Loan Can Help With Medical Bills

Here's how you can get help with medical bills with title loans in South Carolina. Medical crisis hits without warning — and when a loved one is involved, you want to choose the best healthcare possible.

However, this can rack up a staggering amount of medical debt that is sadly incredibly hard to settle. You can't renegotiate payment or reduce the amount after the fact.

While insurance might cover some of it when you are handed a huge medical bill, you're probably going to need some help. Not to mention that most insurance policies require you to put down a significant amount of excess.

That's where title loans for help with medical bills come in! 

What Type Of Medical Bills Can You Use Title Loans For?

Title loans can be used for any medical bills — including those that your health insurance policy doesn't cover. For example, your insurance plan might not cover new or updated health-related tech, fertility treatments, or off-label prescriptions. Title loans, on the other hand, can help you pay for those kinds of things.

Whether you or your family member have undergone chemotherapy or you have been prescribed a boatload of medication, title loans can help.

Benefits Of Using Title Loans To Help With Medical Bills

Alongside helping you pay for those medical emergencies your insurance may not cover, there are many benefits to using title loans to pay medical bills. Some of those benefits include:

The Process Is Quick And Easy

Sometimes, you need to pay for a procedure upfront or quickly settle medical debt. In these scenarios, you don't have time to waste.

While it's better to have an emergency fund, you probably didn't have enough to build one up before a crisis hit. In that case, title loans can get you cash in 30 minutes. Our process is quick for people to get through. We don’t saddle you with a bunch of requirements and are willing to help you out in whatever way you need.

You Can Borrow Between $601 - $15,000

Payday loans and other bad credit financial aids often only give you a few hundred dollars. While that might be good for some car or home repairs, it probably won't do much good for high medical bills.

Carolina Title Loans, Inc. determine how much you get based on the value of your vehicle. In fact, getting a title loan allows you to borrow anything between $601 - $15,000! This is bound to help you pay off that unfortunate medical debt – or at least lower your medical debt to a more workable amount.


title loans apply medical emergency


We Don’t Give You A Lot Of Paperwork

When you are paying medical bills, you are already frustrated and rather down. The paperwork and bills can pile up quickly and applying for traditional bank loans only adds to this stress. I mean, who wants to deal with added paperwork when you are trying to get help?

Car title loans are easy to apply for and you don't need to rush around trying to find all the right documents. We handle all the hard work for you. This way, you can focus on what truly matters. We do of course have some paperwork that details the loan agreement, but we will walk you through all of it and not weigh you down with it.

You Can Keep Your Vehicle

The last thing you want in the middle of a medical emergency is to lose the rights to your vehicle. After all, this might be the only way you can travel back and forth between the home and the hospital.

With car title loans, you can keep using your vehicle as you please, regardless of the payment term length. Just make sure you stick to the repayment schedule we come up with during the sit-down and you won’t have to worry about losing your transportation.

How To Get A South Carolina Title Loan

When it comes to getting a title loan, our process is quick and painless. It all starts by going to our website. Right at the top of our homepage, you will find our form to fill out. This form gives us your basic information and lets us determine which location is nearest you.

After you have submitted the form, one of our helpful loan reps will get in touch. During the conversation, they will discuss the documents that you need, the rest of the process, and answer any questions you have. Also, before the call ends, you will be asked whether you would like to meet at a title cash near you or a different location. Choose whichever you feel most comfortable with.

Regardless of where you choose to meet, you need to bring your state-issued ID or driver's license, your vehicle, and your lien-free vehicle title. Once in front of the loan specialist, they’ll inspect your vehicle and your title. This won't take long as they are simply trying to determine how much you qualify for.

Alongside this, they will confirm the information you provided on the initial form and have a quick scan of your ID. Once they have approved you, you will receive the money you qualify for on the same or next working day. Then, you can easily pay your medical bills!

Going through any kind of medical emergency can be stressful. Now if you put on top of that not being able to pay for it, then your stress just gets worse. If you are desperately looking for help with medical bills, then check out South Carolina title loans today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.