How To Get Summerville Title Cash With Your Car Title

June 3, 2021 | June Mckaig

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Do you have some urgent expenses you need to cover as soon as possible – and no way to get cash together on your own? Then you might want to look into how your car title could get you the cash you need on short notice.

Of course, if you’ve never heard of a title loan before, that is a loan that uses your car’s lien-free title as collateral for a lump sum of cash. Lien-free basically means that the title needs to be free of any outstanding liens or judgments on it. You must also fully own the vehicle.

The good thing about us at Carolina Title Loans, Inc. is that our process is convenient to go through. Here’s how to get Summerville title cash quickly and easily.

What To Do To Get Summerville Title Cash Quickly

To qualify for a title loan, you need to satisfy a couple of requirements. The first is you have to be of legal age – at least 18 or older with a driver’s license or state-issued ID to prove it. Next, as I mentioned, you must fully own your vehicle. If you don’t or your name does not appear on the title, you will have to get that fixed before applying.

As simple as those two requirements may seem, we do also need you to provide specific items to get through our process. Here’s what you’ll need to get approved for a Summerville title loan:

  • A valid state-issued photo ID or driver’s license – to verify your identity and legal age;
  • Your vehicle’s lien-free title in your name – to be used as collateral;
  • Your vehicle – to help us determine the maximum amount of cash you could qualify for.

Do I Need To Be Employed To Get Summerville Title Cash?

Title loans are secured loans. Secured loans call for you to put up an asset as collateral. In the case of title loans that will be your car title. As Carolina Title Loans has a guarantee that our assets are secured, we can allow you to still qualify even if you are currently unemployed.

You can still possibly get Summerville title cash even if your income is irregular, you’re currently unemployed, or if you’re starting a new job and won’t be seeing a paycheck anytime soon. You may be able to use any other means you’re comfortable with for paying the loan off. Just talk to us to learn more about this.

Can I Get Summerville Title Cash If My Credit Is Bad?

We here at Carolina Title Loans Inc. don’t automatically disqualify you based on your credit. We are mainly looking for you to meet the other requirements more than having perfect credit. All credit types are welcome to apply for a loan with Carolina Title Loans.

While the loan representative might do a credit check during your application process, the results aren’t likely to render you ineligible – even if the results turn up you have no credit to speak of. Again, what matters is that you are over 18, outright own your car, and can provide us with the proof. As long as you satisfy these requirements, you may qualify for approval.

 

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In fact, getting a title loan with Carolina Title Loans, Inc. won’t influence your credit score in any way. This is because, for the loan to influence your credit history, it must be reported to a credit bureau first.

Carolina Title Loans, Inc. always keeps the loan information entirely private, not reporting to any credit bureaus. Thus the loan remains entirely between you and us, having no impact on your credit. If you apply for a loan at Carolina Title Loans, Inc., do so with full understanding that the loan information won’t be reported to any credit bureaus – even upon your request.

Will I Lose My Car If I Get Summerville Title Cash?

If you are worried about losing your car just because you got Summerville title cash, don’t be! It’s the car title that will stay with us for the duration of the loan payoff – that’s why it’s called a title loan. The car will stay with you and you’re free to drive it around the same as before while paying your loan off.

How To Get Summerville Title Cash Near Me

Do you have the mandatorily required items ready to go? Great! You’re already halfway done with the process.

Now all you need to do is fill out and submit the title loan online form you’ll find on the website. When the form gets processed – which won’t take long at all – the loan representative from the nearest Summerville title cash store will call you with further instructions.

You will need to take the required items – the state-issued ID or driver’s license, your lien-free vehicle title in your name, the vehicle in question – to the meeting the loan representative sets up during the call. The meeting can either be at a location of your choosing – meaning we come to you – or at the store.

They will need to inspect the car and the documents to determine if you qualify for the loan and what the loan specifics should be. If you get approved, the loan representative will walk you through the finishing steps and that’s it!

Apply right now and get up to $15,000 on the next bank business day at the very latest! This entire process should take you no more than an hour!

Get Your Summerville Title Cash Today

Don’t let emergency expenses pile up when you have a viable option available. Come to Carolina Title Loans, Inc. when you are in need of Summerville title cash. Fill out our online form to get started today and qualify for up to $15,000.