How To Get Your Car Title Loan Application Started Today
A lot of people are a little bit confused about starting a car title loan application. However, we can assure you that inquiring about a title loan from Carolina Title Loans, Inc. is a little bit easier than you may think. You receive a title loan when you use the title of your vehicle as collateral.
With Carolina Title Loans, Inc., we can loan between $601 and $15,000. Of course, the more your vehicle is worth, the more you may be able to borrow. And just like with any loan, there are certain steps you need to follow and documents you need to have.
Learn The Steps To Getting A Title Loan
Documents You Need For The Car Title Loan Application
When you are considering title loans SC, the most important document that you need is a lien-free title to your vehicle. A lien-free title means that you have no outstanding financing left on the vehicle. It also means that you have no outstanding judgments against your vehicle. The title must also be in your name.
Beyond this, you just need your state-issued photo ID or driver’s license and your vehicle for inspection. You do not need a checking account or bring us any proof of employment. Just make sure you do have a secure way to make your loan repayments on time – which we will discuss in detail during our meeting.
Starting Your Car Title Loan Application
The inquiry process for a car title loan from Carolina Title Loans, Inc. begins online. We have a short form that you can fill in. It should take no longer than a few minutes. You will be asked for a few personal details. This allows us to get to know a little bit about you. All of this information will be sent securely to your closest Carolina Title Loans, Inc. location.
Waiting For Our Phone Call
Once we have received your car title loan inquiry, one of our team members will quickly review it. Once the information has been reviewed, we will give you a call. This will normally happen within a few minutes of you submitting your inquiry form.
On the phone, we will ensure that you have the documents that you need for your car title loan application. We will also answer any questions you have about the loan or about your documents to make sure you are ready to go. The most important part of this phone call is the meeting. We can either set up a meeting for you at the nearest Carolina Title Loans, Inc. location, or you can have us come to you instead.
Heading To The Car Title Loan Application Meeting
Whether you search for ‘auto title loans near me’ or we come to you, you have to make sure to have the required items. Once we are face-to-face, we will carry out a vehicle inspection. This allows us to determine how much you could qualify for.
We will also assess your information to determine if you qualify for approval. If you do, we will go over the loan terms and have you finish up some paperwork. Once the paperwork is finished, you can get the money either the same day or the next bank business day.
Receiving Your Loan Money
Depending on when you apply for your title loan, your loan cash can arrive the same day. If you applied a little bit later in the day or at the weekend, then you may need to wait until the next bank business day. We will also discuss the repayment process during the meeting so you know what to expect.
Carolina Title Loans, Inc. Can Help Start Your Car Title Loan Application
Carolina Title Loans, Inc. has helped many people in South Carolina to obtain cash to cover emergency expenses such as:
- Medical bills;
- Emergency home repairs;
- Bills that are in danger of going late;
- Rent payments.
If you have emergency expenses that cannot wait until your next paycheck, then a title loan could be an option for you. Our process is fast. The entire application process could be wrapped up in under an hour. We can consider people of all credit types. So, don't be afraid of filling in that inquiry form if you don't have the best credit history. The most important thing to us is the value of your vehicle.
Remember, you will not lose access to your vehicle for the duration of the loan. Contrary to popular belief, we won't keep hold of your vehicle while you are still paying off your loan. However, we will keep hold of your vehicle's title.
Inquire About A Title Loan Online Today
When you need cash quickly to help with emergency expenses, a car title loan could be an option for you to consider. A car title loan application doesn't need to be a daunting process. Carolina Title Loans, Inc. has made everything as simple and as fast as possible. To start your inquiry, fill in the short form online today.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.