happy about title loan requirements

How To Apply For Online Personal Loans For Bad Credit

The chances of getting a loan with bad credit at a bank or a credit union are usually slim. And even if you do get approved, chances are the process won’t be fast, and the terms won’t be in your favor.

And once you do get through the process, you could wait days or weeks to find out if you’ve been approved and to actually have the money. Plus, you don’t have the option of having the loan representative come to you if you don’t want to go to the store.

So, if you’re looking for online personal loans for bad credit, you should look into applying for online title loans with Carolina Title Loans, Inc. today.

You Don’t Need Much To Qualify For Online Title Loans

It may seem like getting online personal loans for bad credit might require more effort since you have something to make up for. But that’s not true in the least.

We here at Carolina Title Loans, Inc. welcome all types of credit situations, and the qualifying requirements for all prospective borrowers are the same; you need to be over 18, you need to outright own your car, and you need to have the following documents:

  • A driver’s license or state-issued photo ID to verify your identity and legal age;
  • Your vehicle for inspection to determine the maximum loan amount you qualify could for;
  • The vehicle’s lien-free title in your name to have it act as loan collateral.

If the required items match our demands, you can qualify for online title loans regardless of whether your credit is good, bad, or nonexistent.

You Can Get Title Loans If You Are Unemployed

Getting online personal loans for bad credit is not impossible if you happen to be unemployed. In fact, with online title loans, you do not have to provide proof of employment when you are going through our process.

This is because title loans are secured loans. You’re putting up your car title as collateral, so our assets are protected and do not need to rely on your employment.

You can even apply if you are irregular income. Just make sure you have a secure way of making the loan repayments. Remember, this is a loan like any other; you have to have a way to make the repayments on time.


title loan money


These Title Loans Won’t Hurt Your Credit

Many prospective borrowers seem to shy away from getting a title loan for fear it’ll make their credit situation much worse.

The truth is getting a title loan with Carolina Title Loans, Inc. won’t influence your credit in any way, shape, or form. This is because we never report to any credit agencies; and without being reported, it cannot influence your credit history.

Do keep this in mind, if you’re planning to get a title loan as means to build your credit up. Just as it won’t harm your credit, it won’t be able to improve your credit either.

You Keep Your Car While Making Loan Repayments

If you were worried about losing your vehicle while you make loan repayments, you don’t have to. Going through emergency expenses is bad enough; there is no need to add to your stress. When you get a title loan from us, we will keep your title while you are repaying the loan.

The car will stay with you as long as you keep making timely payments on your loan. And once the loan is fully repaid, the car title will go back into your procession as well. So don’t let that stop you from getting online personal loans for bad credit.

How To Get Online Personal Loans For Bad Credit

To start the process for online title loans at Carolina Title Loans, Inc., you’ll need to fill out the form on our website. The form will send your information to the store closest to you – which you can use the store locator on the website to find the closest location – and soon enough a loan representative will give you a call.

The representative will double-check your information, answer your questions, and schedule an appointment with you at the store or at a location of your choosing.

Take the required items – the driver’s license or ID, your vehicle, and the vehicle’s lien-free title in your name – to the appointment. The loan representative will inspect everything to determine how much you could qualify for and if you qualify for approval.

If they do approve you, they will go over the loan terms and help you complete the paperwork. Once everything is complete, you can get up to $15,000 either the same day or the next bank business day.

Get Your Title Loan For Emergency Help, Today

If you need online personal loans for bad credit, get the help you need today. Come down to Carolina Title Loans, Inc. and get the process started for online title loans. Fill out the form today to get started.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.