If you’ve never had the need to get a title loan in South Carolina before, you may not know exactly how many uses you can get from one. Even if you are in what feels like an unlikely situation, you can still come down to see if you qualify for a vehicle title loan. We all go through unexpected emergencies – even unlikely ones. They can happen at any time. When they do, you may find that you need help financially to deal with them. There are plenty of ways to get financial help; but you do have to keep title loans in mind for the ways you can use it and the simple process you go through.

How To Get And Use A Title Loan

Like I said, our process is simple and convenient for you to go through. We make sure getting through our approval process doesn’t give you any added stress than you already have. We actually offer two ways in which you can get your title loan. The first way is the classic way. It begins by you filling out the online form and waiting for our phone call. Once we call you, you can come down to the nearest location with the needed items. Those items are your driver’s license or government-issued ID stating you are 18 or over, your vehicle title that is in your name and free of any prior loans or judgments, and your vehicle for a vehicle inspection.

We also offer our second option. When we give you a call, you tell us where we can go to meet you and get the approval process completed at a location of your own choice. You still have to bring in your ID, your title, and your vehicle for an inspection. The inspection is done so we can see how much you qualify for. So, if everything goes well and you are approved, you can get your money in 30 minutes or less. Your title loan is designed to be a short-term help for your biggest emergencies; so you shouldn’t be using this loan just to take care of some debt. You would use this loan for the biggest emergencies that pop up – no matter how unlikely they sound like right now. In fact, you’d be surprised that a title loan can handle the following five unlikely situations:

• Pay for your necessary expenses
• Pay for major home repairs
• Pay for your car repairs
• Pay for medical procedures for you, your family, or your pets
• Take steps to improve your credit

Pay For Your Necessary Expenses

If you are experiencing an emergency that is tangling up your finances or you find yourself unemployed and unable to handle your necessary expenses, your title loan can help. Or maybe you’ve already gone through the emergency and are trying to recover – you can use title loans to help start you on the path to financial stability. Whether it is paying for your bills, mortgage, or food, your title loan can help you stay afloat with your necessary, everyday budget. Instead of having to deal with maintaining those things on your own and making you stressed out, keep car title loans on your mind when you need some help.

Pay For Major Home Repairs

We all know how expensive home repairs can be. Whether it is major flooding, a pipe bursting in your home, or your roof needing repairs, those bills can really take out a big chunk of your finances. When you are going through those type of repairs and need help paying for them, your auto title loan from South Carolina can help you out. We know those type of repairs can’t be put off; we need our roof to be in perfect condition and we need to make sure to fix major water damage before mold appears. So when you need to get those taken care of right away, a title loan can make that burden a bit easier to handle.

Pay For Your Car Repairs

Now it may seem odd to use a car title loan as a means to help pay for car repairs – but it is possible. Like home repairs, car repairs can be costly. And like home repairs, getting car repairs done cannot be put off. We need our transportation working for us so we can get what we need to do taken care of. Of course, one thing to remember is that this loan relies on the resale value of your vehicle. That means the better condition your car is in, the more you can qualify for. But you can still qualify for something that could help ease the burden a little on your car repair payments.

Pay For Medical Procedures For You, Your Family, Or Your Pets

When it comes to medical procedures, we know how expensive those can be. Whether we are talking medical procedures for you, your family, or even your pet, those bills can be pretty high. When you are dealing with a medical emergency but don’t have the funds to fully handle them, coming to South Carolina for a title loan can be a big help. Even if you have medical insurance you can still have to pick up some of the costs and those can still be high. When you need help with your finances during these types of emergencies, you should keep title loans on your mind.

Take Steps To Improve Your Credit

We know how stress it can be to have poor credit. Your poor credit can prevent you from getting a home or other things you need. And if it doesn’t prevent you then it at least makes it a whole lot harder to get approved. With a title loan to handle your big emergencies, you can actually make small steps to fix your credit. The best part is you don’t need a great credit score in order to get this loan. We will still sit down with you and go over everything to see if you get approved and what is the best amount we can offer to you.

Now Get The Help You Need

As you can see you can use title loans to help with some pretty unlikely situations. While, like I said, a title loan isn’t a permanent fix, you can still use it to lend some help to your finances. Whether it is one of these five unlikely things or other financial emergencies, a title loan can help ease the burden an emergency tends to put on your wallet. And the best part of our vehicle title loan is the quick process you go through. There is no need to go through a process that takes all day long and just leaves you unsure of what you signed up for. At Carolina Title Loans, Inc. we make sure to answer all of your questions to make sure you fully understand. We also make sure the approval process is as quick as possible.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.