Having bad credit can sometimes be out of someone’s hands, such as failing to pay debt payments due to getting laid off, which can affect their ability to get traditional loans. Getting a loan with bad credit could be necessary for someone facing a financial emergency costing at least $1,000 without the proper funds to pay for it.

In this guide from Carolina Title Loans, Inc., we will explain how to get fast approval for poor credit loans, including online title loans and signature installment loans. We will explain how you can get a loan with bad credit and how you can receive up to $1,000 in as little as one business day.

How Can I Borrow $1,000 Fast With Bad Credit?

Consider a scenario where you have urgent expenses equaling $1,000 you must pay soon. These can include medical bills, debt repayment, late bills, utility payments, home repairs, etc. You need to pay off these expenses by a certain date to avoid incurring late fees and service disruptions. However, you fear you cannot get a quick cash loan because of bad credit.

In this situation, how can I borrow $1,000 fast? At Carolina Title Loans, Inc., we offer quick cash loans that do not require high credit to get approved. We use collateral and your signature to secure our loans, meaning your bad credit will not affect your ability to get approved.

One of the key benefits of our fast cash loans is the speed of the approval process. We understand that time is of the essence when you're in a financial bind. That's why we've streamlined our process to ensure you can start the application online, speak to a loan representative, and complete the 30-minute in-person meeting on the same day. And the best part? You can receive your loan money through direct deposit the same day or the next business day, ready to handle your $1,000 worth of expenses.

The following are the bad credit loans with quick approval you can get today:

Car Title Loans

Those who own their vehicle outright can use the car's lien-free title as collateral to get approved for between $601 and $15,000. The value of your South Carolina car title loan depends on your car’s year, make, model, and condition. One of our loan representatives will inspect your car to determine how much you can get approved for.

A vehicle title loan does not require you to have good credit for you to get approved. We use your lien-free car title as collateral for the loan, meaning your bad credit score will not affect your loan approval. As long as you have the required items, you can get approved for the loan within a day to pay your expenses, and you can keep your car while making repayments.

These are the required items you need for car title loan approval:

• Your driver's license or state-issued photo ID
• A lien-free vehicle title in your name
• The vehicle available for inspection

Signature Installment Loans

A signature installment loan is an option for those who do not own their car outright but still need a loan unaffected by bad credit. This is an unsecured loan, meaning it does not require collateral. All a signature installment loan requires is your signature, which promises you will repay the money you borrow.

You can receive up to $1,500 for a South Carolina installment loan. There will be a soft credit check during the approval process, but your credit will not affect your ability to get approved. All you need to get approved are your driver’s license or state-issued ID, your most recent pay stub, and a statement from a checking account in your name.

This type of quick cash loan has few requirements and only requires your signature, making the process fast and easy. You can complete the process in just a few hours and receive your money by the next day through direct deposit.

What Is The Process For Getting A Loan With Bad Credit?

Ever ask yourself the question, “How do I borrow $1,000 fast?” Well, the process for doing so is quite easy when you borrow with Carolina Title Loans, Inc. You can begin the process and receive your emergency money in the same afternoon. Our fast and easy process only requires a few simple steps.

The following are the steps for getting quick approval for poor credit loans:

1. Fill Out Our Online Form

On our website’s homepage, you can fill out our online form requiring basic information to begin the process of getting bad credit loans with quick approval. You will need to provide your name, phone number, email address, zip code, and vehicle information if you’re getting a car title loan. Once you fill out the information, a loan representative near you will receive it and give you a call.

2. Speak To A Loan Representative Over The Phone

During your phone consultation with a loan associate, they will verify your basic information and discuss the details of your quick cash loan. They can answer any question you have and further explain the process for getting a bad credit loan.

You will also establish a meeting place for the in-person meeting, which can take place at a convenient location for you. We do not require you to come to one of our South Carolina store locations; we can meet you at your home, workplace, office, or other convenient location.

3. Bring The Required Items To The In-Person Meeting

Gather the required items for the type of bad credit loan you are getting and head to the meeting place. Once there, our loan representative will verify your requirements to see if you can get approved. If you are getting a car title loan, this process will involve a vehicle inspection, where they will determine the value of your car to see what loan amount you can get approved.

You can sign loan documents to complete the process if you are approved for your quick cash loan. You can receive your emergency money to pay for your $1,000 expense on the same or the next business day.

Get Your $1,000 With A Bad Credit Loan Today!

Those with bad credit may feel like there are no options, but we offer title loans and signature installment loans at Carolina Title Loans, Inc. that can help with your financial needs. Either can give you access to the money you need, and we can get it to you the day you start the process or the next business day. 

Those needing a $1,000 loan for bad credit should look at the options available from Carolina Title Loans, Inc. right now. Fill out our online inquiry form today and hear some from one of our friendly loan representatives.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.