unemployment benefits run out

If Your Unemployment Benefits Run Out, Here's Why An Online Title Loan Can Help

You want to know that you're covered even if your unemployment benefits run out. Especially when an emergency hits, you want that relief knowing you aren’t handling it all on your own. Taking out a title loan when an emergency strikes can do just that.

A title loan is a secure loan that allows you to borrow a lump sum of money by using your vehicle’s title as collateral. The amount you can qualify for depends on the value of your car, van, or truck – which we decide through an inspection. Getting a title loan can help you a great deal when your unemployment benefits run out.

How An Online Title Loan Helps If Your Unemployment Benefits Run Out

There are many ways in which a title loan can help you if your unemployment benefits run out. Here are the most ways a car title loan can help if your unemployment benefits run out.

They Are Easy To Budget

When you don't have much financial wiggle room, you need to know what you'll be spending each month. Online title loans give you that thanks to the set repayment figure. We make it so that you know exactly how much you have to pay back during your repayment period so you can factor it into your budget.

They Give You Cash For Emergencies

Without unemployment benefits, you'll be strapped for cash, leaving very little left for emergencies. Therefore, title loans can get you out of trouble in a day – if you’ve been approved, of course. You can use auto title loans for emergencies such as:

  • Paying emergency medical bills
  • Paying for necessary emergency travel
  • Fixing their home following a natural disaster

Alongside emergencies, you can use title loans to pay for late utility bills. When your unemployment benefits run out, you may fall behind on some of your utility bills. With a title loan, you can pay off those late bills so you don’t fall further behind.

All Credit Is Welcome

If you've ever tried to take out a bank loan, you'll know that they have very stringent credit requirements. Typically, you'll be expected to have a near-perfect credit score, otherwise, you'll be rejected.

With an online title loan, however, all credit and income situations are accepted. Whether you have perfect, bad, or even non-existent scores, you're able to obtain financial help from us.


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Receive The Exact Amount You Need

Whether you require $601 or $15,000, you can obtain the amount you need when your unemployment benefits run out. Again, with title loans, we depend on the value of your vehicle. We work this value out based on three things:

  • The national market value of your car, truck, or van
  • The condition of your vehicle
  • The inspection conducted by our qualified loan associate

Keep in mind that you don’t get to decide how much you get or what you need; the loan representative decides how much you qualify for. So it is important you know exactly how much you need in order to determine if our amount will actually help you.

You Can Still Use Your Car

Imagine if your unemployment benefits run out and you don't have a car. You wouldn't be able to go to the grocery store. You couldn't take the children to school. You couldn't seek solace with your friends or family.

So, here at Carolina Title Loans, Inc., we don't take your only mode of transport away when you need it most. You're already under a lot of stress. And we're trying to help, not hinder. It is the title that is the collateral – not the vehicle itself. This means we keep your title while you get to keep your vehicle. Once the loan is repaid, we will return your title to you.

Quick And Simple Acquisition Process

If your unemployment benefits run out, the last thing you want to be doing is struggling through a bunch of paperwork. Not only will it be difficult to focus, but you might not have all the documents that traditional bank loans require.

With us, we don’t make you bring in an entire list of items for a title loan. While a couple of documents are required, you'll find out the same day you apply if you’ve been approved. We don't believe in making you wait for weeks on end when you're in need of a little financial help.

How To Get An Online Title Loan When You're Unemployed

Now you understand exactly how auto title loans can help you when your benefit money is dwindling, you need to know how to obtain one. Simply follow the steps below to acquire a loan from us at Carolina Title Loans, Inc.:

  1. Complete the initial inquiry form. It takes around 5 minutes to finish. We ask for basic information only.
  2. One of our loan associates will give you a call back once they receive your information. They'll tell you about the rest of the process and discuss the location you wish to meet. We can come to you at the location of your choice or if you prefer you can come to the nearest title loan store.
  3. Head to the location of your choosing. Remember to bring your driver's license (or another kind of state-issued identification), vehicle, and lien-free title to your vehicle.
  4. Wait while our loan representative inspects your vehicle and verifies your paperwork. They will decide if you qualify and for how much.
  5. If you're approved, you'll receive the money on the same or the next bank business day.

Start The Online Title Loan Acquisition Process Now

You'll never be in a position where you need to worry if your unemployment benefits run out. You know exactly how to get through difficult times with our advice and title loans. Fill out the online form today to get started on our quick and simple process.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.