Your holidays can be full of joy and celebration but remember Carolina Title Loans, Inc. if you ever need emergency funds. You could access emergency funds through a title loan that uses your lien-free car title as collateral. That money could help you solve your problems and protect your holiday plans!

This quick article will show you what makes title loans different. As you read to the end, you’ll also discover examples of holiday emergencies for which a title loan might be helpful.

 

What Makes Title Loans Different?

A title loan is a way to borrow money, but it has a few unique differences from other loans. Firstly, it’s a secured loan that uses your car title as collateral to secure the money you borrow.

This type of loan also allows you to qualify for anywhere from $601 to $15,000, depending on the value of your vehicle. A representative will inspect your car to assess its value and let you know how much you can borrow.

Title loans are also well-known for being quick and easy to get. You’ll only need a few items to begin the process, which are:

• Your driver’s license or another government-issued ID.
• Your lien-free car title that’s registered in your name.
• Your car, but only for a quick inspection when getting the loan.

Once you have these three things ready, you can begin the process to get the emergency money you need. A friendly representative will guide you throughout the entire process so you can continue with total peace of mind.

Can You Use A Title Loan For Holiday Emergencies?

Yes, you can use the money from a title loan to solve any holiday emergency. Here are some examples of the emergencies that might take place, requiring the urgent funds you can get through an auto title loan:

1. Medical Treatments

Many people tend to get injured in the lead-up to the holiday season. Many climb ladders to decorate their homes inside and out, especially in cold and wet weather. The injuries that result from those situations will require medical treatments that can be costly.

2. Sudden Home Repairs

There are many kinds of home repairs that you can’t delay even for a day, like a hole in the roof or a broken window. That’s especially true during the holiday season when it's cold out, and you expect many visitors. 

3. Crucial Car Repairs

A functioning car is also critical during the holidays. Aside from your daily routines like commuting to work, you’ll also need it to drive around visiting friends and family.

4. Last Minute Accommodations

Even the best-laid travel plans can quickly become a holiday emergency, leaving you or your family members needing a place to stay. Last-minute accommodation typically costs more, but a financial boost from a title loan could help with that.

5. Urgent Travel

Plans for relatives to visit you might also fall through during a crisis, forcing you to travel to them instead. Urgent travel is also costly, but you can quickly get the money through a title loan.

How Fast Can You Get Cash With A Title Loan?

One of the best qualities of a title loan is the speed at which you can get one. You can begin the process anytime you want to. Just take the first step of filling out the online form with the necessary information. Soon after, a representative will call your phone and take you through the process.

You’ll also have to meet with that representative in person along the way. They’ll verify your information and inspect your car. This part of the process can take as little as 30 minutes to complete.

Finally, if everything goes well, you could receive your money as early as the same day or by the next business day. Overall, you can get the emergency funds you need quickly to resolve your financial problems and go back to celebrating your holiday season as soon as possible.

 

Can I Keep My Car If I Get An Auto Title Loan?

Yes, you can keep your car if you get a title loan. The car’s lien-free title is what you’ll use as collateral to secure the loan, not the vehicle itself.

You’ll only need to bring the car in for a quick inspection to determine how much you qualify to borrow. Once that process is done, you’ll drive your car home! That also means you won’t have to worry about finding other forms of transportation if you want to get one of these loans.

Start The Process Now!

Remember that you can start getting emergency funds anytime you want, even outside of regular business hours. Just complete and submit the online form to get started with Carolina Title Loans, Inc. If everything goes smoothly, you’ll resolve your emergency and return to celebrating the holidays in no time!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.