How To Get Title Loans Over The Phone From Home
February 4, 2021 | Daniel Dewitt
You can order food with an app, and buy anything online. But did you know that you can also get a fast title loan over the phone?
This is one of the special services offered by Carolina Title Loans. Instead of lining up at the bank, or getting automated messages from a chatbot, you can now get personalized service from one of our title loan representatives.
Get Title Loans Over Phone
Fast And Convenient Loan Applications
Title loans help people raise emergency cash for unexpected financial needs, such as hospital bills or unexpected car and house repairs.
The very nature of emergencies is that you need the money as soon as possible, and do not have the time for tedious applications and red tape. You may even be busy with work or stressed from having to care for a sick family member.
By allowing phone-in loan applications, Carolina Title Loans hopes to streamline the process and minimize the delays—so you can get the cash you need, as easy and quickly as possible.
The Importance Of Communication
You have the right to understand the terms and conditions of your loan, ask any questions, and even request more information. A responsible lender will always be transparent and actually encourage you to share your concerns so you can be comfortable and confident with your choices.
You can’t get that level of honesty and service if you’re just sending an email or getting automatic responses from a chatbot.
Efficient Customer Service
Carolina Title Loans also understands the frustration of being put on hold when calling a hotline. Instead of giving you a number to call, you fill out an online form with your contact information and go on with your life.
A loan representative will return your call—usually within the same day—so you never have to waste your time waiting on the phone.
Commitment To Customer Satisfaction
For Carolina Title Loans, the ability to get title phones over the phone is a part of an overall commitment to customer service.
As one of the most trusted lenders in Carolina, we have processed thousands of loan applications and understand the challenges of our customers.
Many of them have been frustrated by the difficulty of getting loans from banks, and we have listened to their pain points and created a process that requires fewer documents and causes fewer delays.
Here’s what you need to know about how to get title loans over the phone from home.
Questions You Should Ask About Title Loans
Here are some of the most common questions customers have asked us about title loans. But if you have concerns that are not addressed here, don’t worry—you can always let us know during the call.
What Is A Title Loan?
A title loan is a short-term loan you receive when you use your vehicle’s title as collateral. This kind of loan is great for when you are dealing with emergencies you cannot handle on your own. In Carolina Title Loans, you can borrow from $601 to $15,000, based on your vehicle model and condition.
Do I Need A High Credit Score To Qualify For A Loan?
The great thing is you don’t have to have a high credit score to qualify – unlike other traditional loans. Even if you have a low credit score, previous credit issues like bankruptcies or bounced checks, or have not been able to establish any kind of credit history, you will still be eligible for a title loan.
What Kind Of Vehicles Can I Use For A Title Loan?
The title to any vehicle – car, motorcycle, truck, van, SUV, or RV – can be used to get a title loan. It just needs to be fully paid for, registered under your name, and have no outstanding loans or judgments against it.
One thing to note is you have to own this vehicle. That means it has to be in your name and your name only. If it isn’t, you will have to head on down to the DMV nearest you and have the vehicle transferred over to you.
What Are The Benefits Of A Title Loan?
Besides being able to use the title from any vehicle, there are plenty of other benefits with our title loans. Here are just a few:
- No credit score requirements
- Minimal documents
- Fast processing time – it takes just 30 minutes!
- You can continue to use your vehicle
What Are The Title Loan Requirements?
Unlike other traditional bank loans, we don’t make you bring a laundry list of items to go through our process. We only require you to bring three items:
- Lien-free vehicle title, registered under your name.
- Driver’s license or any government-issued ID.
- Vehicle inspection to determine the loan amount you qualify for.
How Do I Apply For An Online Title Loan With A Phone?
When it comes to our process, it is simple for anyone to go through. Just follow these steps to understand more:
- Go to our website and fill out the online form right on our homepage;
- You will receive a call from one of our loan representatives. He or she will explain the process, requirements, and answer any questions you may have. You can also give them a location to meet you if you’d rather not come into the store;
- Whether you go to the nearest title loans location or you have the representative come to your location, you’ll still have to have a driver’s license or government-issued ID, your lien-free vehicle title, and the vehicle for inspection;
- A title loan representative will inspect your vehicle and documents to determine if you qualify for the loan. If it is approved. You get the amount the same day or the next banking day.
As you can see, you can get a great title loan over the phone. Here in South Carolina, it is simple enough to get through our process and we will make sure you understand every step. Even if you aren’t approved, we will thoroughly explain why. We want to make sure you know everything you need to about our title loans and how to get one over the phone.