Feeling Broke After Christmas? Here's How To Get Cash Against Your Title

December 28, 2021 | Emma Frost

cash against title

 

It is normal to feel completely broke after Christmas time. After all, the season is filled with food, gifts, and a lot of travel – leaving little for emergency expenses. If this Christmas has you feeling unable to handle emergencies, you can get cash against your title to get extra money. Here is what you need to know about using a fast car title loan after the Christmas season has you strapped for cash.

How Can Getting Cash Against Your Title Help

As a short-term loan, an auto cash title loan from us at Carolina Title Loans, Inc. can help you get up to $15,000 if you have a lien-free title in your name to use as collateral. With this loan, you can spend the money to help pay for necessary living expenses such as rent, utilities, mortgage, or food.

You can also use it to pay for unforeseen expenses such as medical emergencies and emergency travel. All the while, you still get to use your vehicle while you are repaying the loan. We know that you still need to go about your day-to-day life and use your car to get to and from places. So, drive your car as normal even after you get approved for cash against your title with us.

What To Expect During The Title Loan Process

The application process at Carolina Title Loans, Inc. is straightforward and easy. We set it up so that it can take you as little as 30 minutes to get through the entire quick car title loan process for cash against your title.

For ultimate convenience, we even allow you to decide if you want to come to one of our many fast cash title loan locations in South Carolina or have us come to you instead. It’s up to you which one of these options you prefer.

The 3 Simple Requirements For An Online Title Loan

To get an auto title loan, there are a couple of things you need first. But don’t worry, our required items are easy to understand and travel with. We don’t bog you down with a huge list of items to bring in. Here are the simple requirements you must meet to apply:

1. Car Title

Most importantly for this title loan process is your lien-free car title. The title must not have any outstanding debts on it – meaning you must finish paying off your vehicle before you can use the title as collateral. The title also has to be in your name.

If the car title has any outstanding debts on it, it cannot be used for a car title loan. If the title is not in your name because the car was gifted to you, that problem is easier to fix. Just go to your local DMV to get the title switched over to your name. Note that the information on the car title should match your most recent information, including your living location.

2. Car

In addition to the car title, you’ll need the car itself – or your truck or SUV – to get cash against your title. The vehicle is used to determine the value of your loan. You can only get loaned as much as the vehicle is worth. So, make sure you have the vehicle in top condition so that you can get the loan amount you need – or at least close to it.

3. State-issued Photo ID

The last thing you need for a car title loan is your state-issued photo ID or driver’s license. Your state-issued photo ID or driver’s license is used to confirm that you are who you say you are and that you are 18 or older. You cannot get cash against your title unless you are of legal age.

 

car title loan money

 

What About Your Credit Score?

The good thing about getting cash against your title through Carolina Title Loans, Inc. is you do not need a fantastic credit score to apply for a car title loan. On the contrary, you are welcome to apply for this loan type regardless of your credit score. Even if you have bad or no credit, you are still welcome to apply.

3 Steps For Getting Your Title Loan

If applying for a title loan sounds like an option for you and you meet the above requirements, here are the exact steps you must take to get through the process for the auto title loan you need from Carolina Title Loans, Inc.:

  1. Fill out our form on our homepage. This form sends your contact information to the nearest quick auto title loan location. Wait for a call back to set up a meeting location and time.
  2. Bring your driver’s license, car title, and car to the appointment. A loan representative will inspect your vehicle to determine how much you could qualify for.
  3. If you do get approved, the loan representative will go over the terms and have you finish the paperwork. You can either get the cash the same day or the next bank business day.

Once again, the meeting for applying for your max car title loan can take as little as 30 minutes and can happen wherever you decide. And you can get in contact with us at any point in the process if you need any help.

Get Your Car Title Now!

Don’t force yourself to handle emergency expenses on your own! If you feel broke and in need of financial assistance after Christmas, you can get cash against your title from us at Carolina Title Loans, Inc. today. Get the cash you need quickly and be on your way to handling your expenses. To get your car title now, fill out our online inquiry form today.