Getting a quick cash title loan from Carolina Title Loans, Inc. takes as little time and effort as possible. Still, there are steps you can take to clear the path and keep things running smoothly.

You’ll learn those steps in detail through this guide. First, you’ll learn what to expect through the process before discovering 5 tips to keep things moving!

How Long Does It Take To Get A Title Loan?

The overall process to get a title loan is straightforward and quick. Still, it consists of several stages, from when you begin the process to when you get paid if approved.

Here’s how long each part of that process typically takes:

• Starting: It takes no time at all for you to start the process of getting a title loan. You can do that right now from the comfort of your mobile device by filling out the online form to submit your information.
• Getting approved: Your approval depends on what happens during the in-person part of the process. This part could take as little as 30 minutes when a representative verifies your documents and inspects your car.
• Receiving funds: Suppose you do get approved. In that case, you could then receive the funds as early as the same day or by the next business day. The exact time will depend on when you completed the process and got approved.

You can get a title loan fast if everything goes smoothly. In the next section below, you’ll discover how to minimize the time you take on the path to fast approval and funds.

5 Tips To Get Fast Approval And Funds With A Title Loan

The title loan approval and disbursement processes are already quick and easy to begin with. Still, you can take steps to ensure they go as smoothly as possible by preventing avoidable delays. Here are 5 tips to keep in mind when you want to get a title loan in as little time as possible:

Tip 1: Prepare The Required Items

The first thing you can do is to prepare all the required items beforehand. That way, you’ll be prepared to meet your representative and keep the process moving forward without delay.

To get a title loan, you’ll need to prepare three things:

1. Identification: Have your driver’s license handy or use another state-issued ID as an alternative.
2. Title: You’ll need a lien-free car title to use as collateral.
3. Vehicle: The title serves as collateral, but you’ll still need to let a representative inspect your car. That will determine its value and, by extension, how much you qualify to borrow.

Having these things ready will help keep things moving smoothly.

Tip 2: Check Your Car Title Status

Remember: you must have a lien-free or ‘clear’ car title to get a quick cash title loan. That means the title must be free from any outstanding loans or judgments against it.

Equally important is that the title must be in your name. If it isn’t, visit the DMV office to have it transferred to you first. Once the clear title is registered in your name, you’ll be authorized to use it as collateral to borrow money.

Tip 3: Meet Your Loan Representative As Planned

The loan representative will discuss a convenient time and place to meet when they call you. That’s when you’ll bring the required items and your car to complete the process in person.

Be sure to meet them exactly when and where you agreed to. That will keep everything running smoothly and bring you closer to completing the process.

Tip 4: Clarify All Uncertainties

One of the best things you can do to speed things up is to clarify any uncertainties you have. That way, you’ll prevent delays and avoid making mistakes along the way.

Remember: the loan representative is there to help you every step of the way. So, they’ll be more than happy to address any questions or concerns you have. Just talk to them!

Tip 5: Start Immediately

Lastly, don’t delay starting the process. Everything moves quickly, but only once you take the first step of submitting your information.

Just fill out the online form with crucial details like your name, phone number, and ZIP code. You’ll also need to provide information about your vehicle, like its make, model, and year. The sooner you submit that information, the sooner you can get the money you need urgently! 

Ready? Start Now!

Getting a quick cash title loan takes as little time as possible. Still, you can help the process by preparing your required items beforehand and ensuring everything is ready.

Then, kickstart the process by submitting your information to Carolina Title Loans, Inc. through the online form. A representative will call you soon to guide you every step of the way!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.