Are you facing some money troubles that need to be dealt with as soon as possible? Maybe a car problem, a medical expense, or an overdue bill or two. If so, then getting cash for your car title by applying for a title loan could be the most optimal solution for you.

Title loans are accessible, easy to apply for, and you’d be getting money quickly if you get approved. Here’s all you need to know about how to get cash for your car title at Carolina Title Loans, Inc. when you need emergency help.

Everything You Need To Get Cash For Your Car Title

The Items You’ll Need To Get A Title Loan

Qualifying requirements for title loans are quite easy to satisfy. We don’t require you to bring in a laundry list of items; chances are you already have the items with you. These items are:

• A driver’s license or state-issued photo ID. Title loans are tightly regulated and one of those regulations makes it mandatory for you to provide us with a valid document proving you’re of legal age (at least 18). If you don’t have a driver’s license then any state-issued photo ID will do.
• Your car that is only in your name. The car’s title will be acting as collateral for the loan and the model and its state will determine the exact amount of cash you can qualify for. If the car is not in your name, you must have it fixed prior to applying;
• The car’s title that must be in your name and completely lien-free. You won’t be able to use a title with another person’s name on it (even with their permission) or if there are any outstanding financial obligations against it.

How Much Cash For Your Car Title?

If you apply for a title loan at Carolina Title Loans, Inc. you could get anywhere between $600 and $15,000. This cash should only be used for emergency expenses. Do not be mistaken, getting cash for your car title will not permanently fix your finances.

You Can Get Cash For Your Car Title With Bad Credit

Loan qualifying requirements with Carolina Title Loans, Inc. differ from banks because we will not automatically turn you away if you have poor credit.

Not only can you easily get cash for your car title if your credit is bad, but you can also get it even if your credit is outright nonexistent. In fact, we do not report to credit agencies if you happen to default on your loan payments.

You Can Get Cash For Your Car Title Even If You’re Unemployed

Title loans are secured loans, which makes the approval process much more flexible on our part. You don’t necessarily need a paycheck to pay off the loans – as long as you have some means to pay them off, our loan representatives at Carolina Title Loans, Inc. will do their best to accommodate you.

Unemployment and welfare benefits, worker’s compensation, pensions, savings, etc. can probably be your backup plan to pay back the loan. The only way to find out for sure is to disclose your situation to us. Talk to your loan representative about your situation and they’ll try to come up with the most optimal solution for you.

 

 

Carolina Title Loans, Inc. Won’t Be Taking Your Car

It seems to be a popular misconception that getting a title loan means leaving your car with Carolina Title Loans, Inc. until the loan’s paid off.

In reality, the car stays with you and you’re free to drive it the same as before while paying off the loan. As the name implies – it’s your car title that will be staying here with us until you pay back the loan in full. Then we will simply return your title to you.

How To Get Cash For Your Car Title

If your required items – the state-issued photo ID, your car, the car’s lien-free title in your name – are all in order, you can easily begin our simple process online without having to leave the comfort of your couch. All you’ll need are your phone and the internet connection.

Go to the Carolina Title Loans, Inc. website, find the online form for title loans, fill it out with accurate information, and submit to the nearest Carolina Title Loans, Inc. location.

After the form gets processed – which shouldn’t take long at all – you’ll get a call from a loan representative from the nearest store location. The loan representative will provide further instructions and schedule a meeting with you either at one of our stores or at a location of your choosing.

If there’s anything you’re interested in that the loan representative hasn’t covered – ask them during this call.

Take the required items to the scheduled meeting. The loan representative will assess everything and determine if you qualify for the loan. If you do – you’ll get cash for your car title the very next bank business day at the very latest. This entire procedure usually lasts only around 30 minutes.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.