How Can I Find Car Title Loans Near Me In South Carolina?

July 19, 2021 | Daniel Dewitt

car title loans near me

 

When it comes to emergencies, a short-term fast loan can help you out when your income falls just short. And if you own your vehicle outright, you can specifically look into car title loans near me for help.

But how do you find one that’s trustworthy, experienced, and near you so that you don’t have to waste time on a long commute? Well, with Carolina Title Loans, Inc. it’s pretty simple. In fact, you don’t even have to waste time searching for locations because you can find that right on our website.

But before you come to us, you will need to know what to expect when you start our simple and quick process.

How Do I Find Car Title Loans Near Me?

Carolina Title Loans, Inc. has multiple locations across South Carolina, and, again, you can easily find the store closest to you by using the store locator on the website.

Of course, if you’d rather not come into the store – whether it is near you or not – you can let us know and we will have a loan representative come to your location instead. You do not need to visit the store if you really don’t want to.

Become Eligible For Title Loans In South Carolina

Unlike more traditional bank loans, we do not have a ton of requirements for you to meet. In fact, to be eligible for our car title loans near me, you just have to make sure of a few things before you talk to us.

To start, you have to make sure you fully own your vehicle. If you are making payments, you will not qualify for the loan. You also have to make sure your title is free of outstanding liens or judgments. And you have to be of legal age to get this loan.

You also have to make sure the title is in your name. If it is not, you will have to have that fixed before proceeding. If your name does appear on the title along with another name on it, you should be fine. Just remember that if the title has “and” between the two names listed, both people are actually required to sign off on the loan. If it says “or” between the names, either person or both can take out a loan.

Find Out How Much You Could Get

When you come to Carolina Title Loans, Inc., you can look forward to a maximum loan amount of $15,000. The actual loan amount you could qualify for will be determined based on your car’s value after it goes through a brief inspection.

We Have Simple Requirements For Car Title Loans Near Me

Along with the things you have to make sure of for eligibility, you also need some required items. Here are the three required items we ask you have ready:

  • A state-issued ID or driver’s license to prove you’re over 18;
  • Your vehicle for inspection;
  • The vehicle’s lien-free title in your name to act as collateral.

 

car title loan SC

 

You Can Apply With Bad Credit

When it comes to car title loans near me, you’re welcome to apply for a title loan at Carolina Title Loans, Inc. regardless of what your credit looks like. Unlike bank loans, you can have bad credit or even no credit at all.

Your Credit Will Not Be Affected

In fact, getting a title loan with Carolina Title Loans, Inc. won’t influence your credit in any way because we will not report to credit bureaus.

This means If you are looking for car title loans near me because you want to improve your credit history, you will need to find another solution to your problem. This is a loan that will only help you in the short term with emergency expenses.

There Is No Need To Show Proof Of Employment

Another benefit to getting car title loans near me with us at Carolina Title Loans, Inc. is you do not need to be employed. With other lenders and loans, you might have to provide proof of employment with your most recent paystub.

With us, you don’t have to worry about doing that. We do not require any proof of employment.

Keep Your Vehicle While Repaying The Loan

The good thing about getting car title loans is the car stays with you! With our title loan, it is the title that will act as collateral and stays with us for the duration of the loan repayment period. As long as you keep making timely payments, you’re free to use your car the same as before.

Get Started On Our Process Today

Now that you know why you should go to Carolina Title Loans, Inc., you can get started on our simple process! Submit our form on the website and wait for the loan representative from the nearest location to call you.

They’ll provide further information about the loan and set up a meeting with you at a convenient location – which, again, doesn’t have to be one of our stores.

Take the required items to the meeting so that the loan representative can assess your vehicle to determine how much you could get and inspect everything else to determine if you get approved.

If you get approved, we will go over the loan terms and have you finish the paperwork. Once everything is finished, you’ll get the money either on the same day or on the next bank business day at the latest.

Come Get Your Car Title Loan Now

So no need to search for car title loans near me! We make things simple so you can do so in less than a day. If you are ready to get started, fill out our quick online form today.