Here’s How To Get Bad Credit Loans In SC

April 20, 2021 | Emma Frost

bad credit loans in SC

 

There comes a time in every person’s life when they encounter unexpected expenses, emergencies, and other types of money troubles. Troubles that a paycheck alone can’t solve – so you start looking into loans.

Only there’s a catch – if your credit score is bad, your chances of getting a personal loan at traditional financial institutions like at a bank are pretty low.

So how can a person get bad credit loans in SC? They can apply for an instant online title loan from Carolina Title Loans.

How Do Bad Credit Loans In SC Work?

We here at Carolina Title Loans have flexible qualifying requirements when it comes to title loans. This is because title loans are secure loans – your car will be acting as collateral, guaranteeing that the lender will be getting their money’s worth back one way or another.

This allows us to be less strict with the approval procedures. Accordingly, credit history has little to no impact on your eligibility for a title loan.

At Carolina Title Loans Inc., you can apply not only if your credit score is bad, but even if your credit is nonexistent altogether!

And the loan will stay entirely between you and us. Carolina Title Loans won’t report to any credit bureaus, which means the loan won’t have any impact on your existing credit score – either negative or positive.

Which Are The Best Bad Credit Loans In SC?

The best bad credit loans in SC would be the ones you can get at Carolina Title Loans. We have multiple locations all across South Carolina. When you apply for an instant online title loan, you’ll be automatically connected to the location closest to you. You will only need to visit the store to have the loan representative inspect your vehicle, look over your items, and go over the loan terms.

That said, if you don’t wish to visit the store, you can inform the loan representative about it and they’ll meet you at another location. We here at Carolina Title Loans Inc. always try to do our best to make the loan application process as easy and comfortable for a potential borrower as can be.

 

instant online car title loans

 

When Should You Apply For Bad Credit Loans In SC?

Sometimes the ease at which one could get approved for title loans becomes too tempting – so people may apply even when they don’t really need it. One thing to note about the instant online title loan is that it isn’t a solution to your financial situation. This should be used just to help you out.

Before applying for an instant online title loan, make sure you’ve exhausted all other options. Getting into debt or adding to it should never be your preferred course of action. Rather, it should be a last resort when you’re dealing with a time-sensitive problem that could escalate and cost you more down the line, if not dealt with immediately.

Medical emergencies, vet bills, car breakdowns, or overdue monthly bills like rent and utilities are all good examples of when you should be getting a title loan.

What Will You Need To Get Bad Credit Loans In SC?

To get bad credit loans in SC you only need to get a few required items. Though these items aren’t flexible, that doesn’t mean we require you to bring a lot of items. Just make sure to have these easy items ready when you apply. You’ll need:

  • Either a driver’s license or state-issued photo ID to prove you are 18 or older;
  • Your car in decent condition since its state will determine the amount of cash you could qualify for;
  • Your car’s lien-free title in your name. Remember, even if you’re the de-facto owner of the car, you won’t be able to use a title with another person’s name on it – even if you have their permission.

How To Apply For An Instant Online Title Loan

As long as the required items are in order, getting an instant online title loan should be pretty straightforward. All you really have to do is follow our simple guide below:

  1. Go to our Carolina Title Loans website, fill out the online form, and submit it;
  2. Wait for the loan representative to contact you with further instructions;
  3. Take the required items to the meeting the loan representative schedules either at a title loan location or another location;
  4. Let the loan representative assess everything to determine if you qualify for the loan;
  5. If you get approved, you can sign the paperwork and get the cash you need.

This entire procedure typically lasts less than an hour – sometimes as little as 30 minutes – and you could get the cash the very day you apply for the loan! There is no need to worry about not getting a loan due to bad credit. You can get instant bad credit loans in SC, today!