Can I Get An Auto Title Loan If I Just Started A New Job?

May 25, 2021 | Louis Tully

how can i get auto title loan

If you’re having to deal with financial troubles right as you start a new job you might have some trouble getting a loan from a traditional financial institution. This is even more true especially after a period of unemployment. This is why getting an auto title loan will prove to be easier.

Getting an auto title loan is a simpler way to get money quickly without having to jump through multiple bureaucratic hoops. When you apply for an auto title loan with Carolina Title Loans, Inc. you will be able to make use of an easy and streamlined loan process.

Getting An Auto Title Loan in Greenville SC After Starting A New Job

It is possible to get an auto title loan in Greenville SC even if you just started or about to start a new job. This is because providing records of your employment isn’t a mandatory qualifying requirement when you apply for a title loan at Carolina Title Loans, Inc.

You can be recently employed with no recent pay stub to show, you might be just starting your job, or you can even be currently unemployed.

Auto title loans are secured loans – your car title will be acting as collateral – and this security allows the lender to provide you with the loan you need.

This means you don’t need a regular paycheck to be eligible for an auto title loan. You can apply and have a chance at getting approved before your first paycheck has come in.

What Are The Requirements for An Auto Title Loan in Greenville SC?

In essence, there are only two qualifying requirements you need to satisfy for Carolina Title Loans, Inc.

Be over 18 years old and own your car outright.

There are a few items you’ll need to prove these two requirements and get your cash for your car title:

  • Your state-issued ID or driver’s license to verify your identity and legal age.
  • Your car to be inspected to determine the maximum loan amount (could be up to $15,000 based on the value of your car).
  • Your car’s title – the title in question should prove you own the car outright, so it must be lien-free (meaning without any outstanding financial obligations against it) and in your name (even if you’re the de-facto owner you won’t be able to use the title if it’s in another person’s name – even with their permission).

Can I Get An Auto Title Loan in Greenville SC If My Credit Is Bad?

Yes, you can. Carolina Title Loans, Inc. is open to borrowers with all types of credit. It doesn’t matter if your credit is good or bad, even if you’ve recently filed for bankruptcy, you still have a chance of getting approved. What matters is satisfying the qualifying requirements.

 

Related content: Getting Approved For A Title Loan. What's Next?

 

Can I Get An Auto Title Loan If I Have No Credit History at All?

Yes, even if you have no credit at all, you may still be approved for an auto title loan.

While the loan representative may perform a quick credit check during your application procedure, it doesn’t matter if nothing turns up as long as all the qualifying items are in order and satisfy the requirements.

Will Getting An Auto Title Loan Affect My Credit?

No. Getting an auto title loan with Carolina Title Loans, Inc. won’t influence your credit history in any way or form.

For the loan information to go on your credit, it must be reported by the lender to a credit bureau first. Carolina Title Loans, Inc. doesn’t report its loan information to any credit bureaus and keeps your information completely private.

When applying for a loan at Carolina Title Loans, Inc. you can rest assured that the loan information will remain solely between you and the lender.

apply for auto title loan in greenville sc

How to Get An Auto Title Loan in Greenville SC

Get the first step out of the way and make sure you’ve got all the required items (the state-issued photo ID/driver’s license, the car, the car’s lien-free title in your name) on hand.

Starting the application process for an auto title loan in Greenville SC should be easy. You don’t even need to visit the store – you can get started with an online title loan, from the comfort of your couch.

Just fill out and submit the online form. When the form gets processed, the loan representative from the nearest location will give you a call.

They’ll check if everything’s in order, provide further instructions, and set up a meeting at a convenient location (it can either be the local Carolina Title Loans, Inc. store or another place if you do not wish to visit the store).

Take the required items to the meeting. The loan representative will inspect the car and the documents and decide whether you qualify for the loan and what the terms should be.

If you get approved, you’ll finish the process right there – and get the cash on the next business day at the latest. The entire process should take you no more than 30 to 40 minutes.

Wondering Where to Find Simple Auto Title Loans in Greenville SC?

Right here at your local Carolina Title Loans, Inc. Location. Apply today for a worry-free auto title loan even if you just started a new job or have less than perfect credit and get your cash as soon as the very same day.