If you are in an emergency situation and need quick cash, then you may want to consider online title loans with Carolina Title Loans, Inc. for help. Everyone comes upon hard times and may need a little financial help when that happens. Online title loans are an option that may allow you to get the cash you need when you need it.

Car title loans online use your car as collateral so that you can borrow money when an emergency hits home. They are typically available fast and do not require as much paperwork as a traditional bank loan. For example, some lenders will review your loan request no matter your credit history.

How Old Do I Need To Be To Get Online Title Loans?

In the United States you are required by law to be at least 18 years of age when entering into any legally binding contract. With that said, you must be 18 to apply for an online title loan. You will most need to prove your age with a government-issued ID.

If you have any questions, you can check with us at Carolina Title Loans, Inc. to ask about their specific eligibility requirements. Keep reading to learn what else is required for online title loans.

What Items Do I Need To Qualify For An Online Title Loan?

In order to apply for an online title loan, you will first need to own a vehicle. You must also have a lien-free title to that vehicle. This means that you cannot have any outstanding loans on your title to date.

Also, the title must be registered to the person who is applying for the loan. Your car does not have to be in perfect condition for you to get a car title loan. However, the car does typically need to be in working condition.

You will also need some required documentation when you start an inquiry for an online title loan. We here at Carolina Title Loans, Inc. will require that you have the following documents available to qualify for online title loans:

• A government-issued ID such as a driver's license or passport.
• Your car's lien-free title is registered in your name.
• Your vehicle for inspection to determine its value.

What Can Online Title Loans Be Used For?

There are many situations where a car title loan can help you! Some people use car title loans to pay for emergency repairs to their homes. You could even use a car title loan if you need money to pay for something as important as rent or a late utility bill. Car title loans can be useful in most emergencies.

How Do I Know If My Lender Is Trustworthy?

Sometimes it can be hard to know if a lender is trustworthy or just trying to take advantage of you. First, make sure that their contact information is readily available and authentic. Call or visit the store in person so that you can verify that it is a legitimate business.

You should also feel comfortable with your lender. If at any point the lender’s representative is making you feel uncomfortable or pressured, then you should look elsewhere. Finally, pay attention to how they respond when you ask questions.

If you have a question, the representative should be happy to help by answering your question in detail. If they avoid answering the question or seem annoyed that you are asking, then you may want to find another lender. Trustworthy lenders always put their customers first and make sure all of their questions or concerns are addressed.

Get Back On Track With An Online Title Loan Today!

If you are at least 18 years of age, you are eligible to apply for an online title loan through us at Carolina Title Loans, Inc. when you need help. Simply, fill out the online inquiry form and you could have your loan money as soon as the same or the next business day!

If you don’t want to use the online form, you can also call us at 1-800-514-2274 to speak with a representative directly. Once you make the initial inquiry, one of our representatives will contact you to answer your questions and set up a meeting for the in-person portion of the loan process.

You can come into a Carolina Title Loans, Inc. office or a representative can meet you at a location of your choosing. The representative will review your documents and conduct a quick inspection of your car. The entire in-person process can take as little as 30 minutes.

Then, if you are approved, you can receive your loan the same day or the next business day. Car title loans through us at Carolina Title Loans, Inc. can offer you anywhere from $601 to $15,000 depending on the value of your car. That means if you start the process today you could have up to $15,000 in just a few days’ time. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.