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I certify that the above information is accurate and true, and agree to receive all disclosures and notices in electronic form. I have read and understood the terms and conditions.

By checking the "I AGREE" box, you affirmatively consent to the electronic delivery of documents, notices or disclosures related to the information you are submitting to Carolina Title Loans, Inc. Those documents, notices, and disclosures may include, but are not limited to, documents or notices associated with any loan obtained by you based on information you provide to this website, and the disclosures you may access by clicking on the tabs on this website.

Please click on the HTML links to review the disclosures prior to continuing with your submission. In order to retain these disclosures, you may print the documents by selecting Print, select your printer, and click on OK to print to your printer where the document can be printed on your own paper, or select Save or Save As to save and retain a copy on your computer.

You understand that you need a computer with Internet access and a compatible browser to receive, view, print or save the documents, notices, or disclosures. Specifically, you must have the following equipment and software:

A personal computer or other device which is capable of accessing the Internet.
An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, such as Microsoft® Internet Explorer, Chrome®, Safari®, and Firefox®.
Software which permits you to receive and access Portable Document Format or "PDF" files, such as Adobe Acrobat Reader® version 8.0 and higher.
A valid e-mail address on file with us, and e-mail software capable of interfacing with standard e-mail protocols.
Access to a printer with the ability to download information in order to keep copies of any documents for your records.

By affirmatively consenting, you confirm that you have access to the necessary hardware and software. If you do not agree to receive these documents, notices and disclosures electronically, please do not place a checkmark in the "I AGREE" box and discontinue providing your information to us. You may withdraw your consent by unchecking the "I AGREE" button before continuing but understand that doing so means that we will not be able to contact you as described below. If after consenting, you wish to withdraw your consent at a later time, you can do so by contacting us at 800-922-8803, or email us at webquestions@clacorp.com.

To update your contact information or obtain a copy of any document, notice or disclosure, you may contact us at the number, email address or mailing address set forth above.

BY CHECKING THE "I AGREE" BOX, (1) YOU CONSENT TO RECEIVE IN AN ELECTRONIC FORMAT ANY DOCUMENTS, NOTICES, OR DISCLOSURES RELATED TO THE INFORMATION SUBMITTED TO US, AND (2) YOU ACKNOWLEDGE THAT YOU PRINTED OR SAVED A COPY OF THIS CONSENT.

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SMS Communications - please send me account-related messages to the cell phone number provided (note: opting-in for account-related messages is not a requirement to receive the services you are requesting from Carolina Title Loans Inc.). Message and data rates may apply. Message frequency will vary. To opt-out at any time, reply STOP to any message we send. Mobile Policy and Privacy Policy

By checking this box I agree to the terms and conditions outlined in the Fair Credit Reporting Act Notification, and Authorization and Consent to Review Customer Credit Report. (Click here to learn more).

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Consumer Disclosures

Consumer Credit Grantor Notice

Maximum Rate Schedule

Supervised Lender License

Consumer Rights Pamphlet

Submitting your inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Carolina Title Loans, Inc. customer service representative will call you to discuss your title loan needs.

As noted above, federal and state law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Carolina Title Loans, Inc. at the location before you sign any agreement. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Carolina Title Loans, Inc.

Should an unexpected emergency arise which prevents you from making a payment persuant to the terms of your agreement, representatives at Carolina Title Loans, Inc. are trained to work with you to bring your account back into good standing. Your vehicle will be pledged to Carolina Title Loans, Inc. as collateral. If you fail to make a payment pursuant to the terms of your agreement, your vehicle may be repossessed and sold. Additional charges may also apply.

Refinances are permitted. Check your agreement for all terms and conditions.

There exists a common misconception that a poor credit history may result in a higher interest rate for title loans. With Carolina Title Loans, Inc. your credit score does not affect the interest rate, fees or charges determined for a title loan.

Carolina Title Loans, Inc. undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. Carolina Title Loans, Inc. follows all applicable laws, rules and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:

Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at any time.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.

Carolina Title Loans, Inc. promotes the informed use of Consumer credit by rigidly adhering to federal and state regulations requiring Disclosures about interest rates, fees, charges and terms. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their car title loan as required by federal and state Law.

SMS/Text Message Terms & Conditions

By opting in to receive SMS text messages, you authorize Carolina Title Loans, Inc. (“we” or “us”) with express consent to send you text messages about your loan, such as payment reminders. You may also opt in to receive marketing messages about other services we offer, including special offers for which you may be eligible. In doing so, you agree and expressly consent to be contacted by us, our agents, employees, and/or affiliates through the use telephone calls and/or SMS text messages to any cellular number you provide in conjunction with your account, including contacts through the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.

Your cellular provider's message and data rates may apply to our SMS messages.

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, the date and time, and content of your messages. Data we provide to you may include account information, payment amount or due dates, and other information personal to you. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access on your cellular device. Downloadable content may incur additional charges from your wireless carrier. Please contact your wireless carrier for information about your messaging plan.

We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator.

Opting-Out to Stop Text Messaging

If you wish to stop receiving text messages from us, type STOP in the reply text you send us or, if available, access any opt-out link at the bottom of the text message. Your stop request will become effective within one day.

SMS Help or Support

For help or additional information regarding our texting services email us at webquestions@clacorp.com, call us at 800-922-8803, or reply "HELP" to the message you receive at any time from your mobile device.

Title Loans

Getting an online title loan is easy! No store visit required, we come to you! Get the cash deposited straight into your bank account, and even keep your car!

Signature Installment Loans

Carolina Title Loans, Inc. offers signature installment loans as an easy way to get more cash with more time to pay it back. Up to $1,500 with convenient monthly payments.

If you're looking for a quick and convenient way to get a vehicle title loan, Carolina Title Loans, Inc. is your go-to choice. We offer online title loans, allowing you to secure cash without a store visit, as well as in-store title loans and installment loans. To get started, simply fill out the online form above or call one of our convenient store locations.

To qualify for a title loan, you will need:

A driver's license or state-issued ID
A lien-free title to your vehicle
Your vehicle for inspection

When you're ready to get the emergency cash you need without the complexities of traditional loans, Carolina Title Loans, Inc. can provide you with a car title loan for up to $15,000. Get started today by filling out our quick online form or by giving us a call at any of our locations!

Fast Cash Today!