5 Things To Know Before You Get Installment Loans In SC
June 30, 2021 | Emma Frost
If you’re having to deal with an unexpected expense that needs covering as soon as possible, you might want to look into getting a signature installment loan in SC to help you out a bit. It’s an accessible way to get emergency cash together quickly and take care of the problem while giving you enough time to pay back the loan – since you don’t have to pay them back right away.
That said, it’s never a smart choice to dive headfirst into getting a loan without doing a little research first – and installment loans in SC are no exception. Here are 5 things you need to know before applying for signature installment loans at Carolina Title Loans, Inc. today.
What To Know About Installment Loans SC
1. Getting Installment Loans In SC Is Easier When You Have The Required Items
If you want to ensure the application process – for any loan, not just installment loans in SC– goes smoothly, learn about the qualifying requirements and necessary items, before starting anything.
For example, to be eligible for installment loans at Carolina Title Loans, Inc. you’ll need:
- A state-issued photo ID to verify your identity and prove you’re over 18;
- A recent statement from an active checking account open in your name;
- Proof of income in the form of your most recent pay stub.
2. You Can Get Signature Installment Loans With Bad Or No Credit
You can be eligible for installment loans in SC with Carolina Title Loans, Inc. regardless of what your credit looks like. This means not only can you apply and get approved if your credit is bad, but you can also get approved even if you have no credit to speak of.
As long as you provide all the required items and they meet our standards, our loan representatives will do their best to give you your options.
3. Getting Signature Installment Loans Won’t Bring Your Credit Score Down
Carolina Title Loans, Inc. keeps our clients’ information completely private, never reporting to any credit agencies.
Without being reported to a credit agency your loan cannot influence your credit history or go onto any credit reports. So you can rest assured your credit will remain as it was before your installment loans in SC.
4. You Can Get Signature Installment Loans Even If You’re Unemployed
Typically, as installment loans in SC are unsecured loans – since you aren’t providing a guarantor or collateral to ensure the assets are protected – you need to provide us with proof of your ability to pay the loan off down the line.
To do this, you have to provide your most recent pay stub as proof of active income. That said, Carolina Title Loans, Inc. can possibly work with all types of incomes – including the ones that don’t come from being employed.
Meaning, even if your income is unstable or you’re currently unemployed, you could possibly still get approved for installment loans in SC, as long as you can provide proof of alternate loan payoff means.
This can be any benefit or compensation you’re getting or even sufficient savings in the bank. Consult your loan representative about it and be sure to provide the correct documentation we’ll ask for.
5. You Can Get Installment Loans In SC In Less Than A Day
Bar your commute time to the nearest store – you can use our handy store locator to find the one near you on the website – the entire application process for installment loans in SC should take you less than an hour.
It takes no more than a few minutes to submit the online form and a few more to hash the initial details out with the loan representative on the phone. The meeting itself usually takes no more than 30-40 minutes. And – if you are approved and finish the paperwork – you’ll get the cash the very same day.
How To Get Installment Loans In SC
If you headed our advice and took care of all the necessary items – your valid state-issued ID, proof of income, and a recent statement from a checking account open in your name – the rest of the process should be smooth sailing for you.
All you do to begin is just submit a filled-out form on the website to send your information to the nearest location. It’ll take a few minutes to get processed, and soon enough a loan representative will give you a call.
The loan representative will provide further information about the process, answer your questions, and set up an appointment for you at the nearest store location.
Take the required items to the appointment with the loan representative. They’ll need to assess your documents to determine if you qualify for the installment loan – and how much you should get. If approved – you’ll finish the paperwork, and receive the amount you qualified for. Apply for installment loans in SC right now and get the cash you need today!