How To Go An Entire Month Without Spending Money
November 20, 2020 | Louis Tully
Is it possible to spend an entire month without spending any money at all? In short, yes, but it takes a lot of discipline and focus. Not spending money for an entire month can help to kickstart your savings. Furthermore, it can be a handy financial trick that can save you in the long run!
But it’s very hard and requires a lot of planning ahead. We wouldn’t recommend you try it unless you expect an emergency on the horizon or if it’s just a fun challenge you can quit anytime – but if you’re dead set on it, then here are our tips to do this successfully. We’ll also cover how you can secure fast emergency financial relief in the shape of online title loans.
1. Take Care Of The Roof Over Your Head
Are you renting? Pre-pay your rent – or, if your landlord is understanding, pay off a part of the next month’s rent and try to convince them to let you postpone the rest. If you’re a homeowner, call your bank and find out if you can postpone the payment and how much interest it will add.
2. Pre-Pay (Or Save For) The Utilities
Utilities are the second most important thing after rent/mortgage. If your state and providers allow it, then postpone the payment to the next month. If not – save up the money beforehand (this is why we mentioned the importance of planning ahead).
3. Slash The Monthly Payments
Do you use subscription services? Cable? Gym membership? Postponing them for a month is a good way to cut down on your monthly costs. Plus, you can always add them back in the following months when you’re more financially stable.
4. Stock Up
You’ll be doing a lot of meal-prepping this month, so better stock up beforehand. Go for the generic brands instead of the name ones – they’re often just as good and much cheaper. Bulk-buying is also going to cut the bill down – and since you’re stocking up for the whole month, you will need to bulk-buy.
5. Find Free Entertainment
I think this is obvious, but it still bears repeating: no eating or drinking out, either on your own OR with friends and family (unless they take care of the tab). This doesn’t mean you can’t go out of the house for an entire month. Don’t be ashamed to talk to your friends about it: say you can’t afford to go out with them in the near future and offer a free alternative, like football in the park. Or just getting together at someone’s home. They’re your friends and they love you – so they will understand.
What To Do If You Need Quick Cash
We Recommend Using Title Loans
While going an entire month without spending a single penny sounds very nice – and might even be doable! – it’s not a realistic goal for most people. The chances for unexpected expenses, like a surprise medical bill or an emergency repair, arising when you least expect it is something we all have to deal with. So, what do you do if you can’t go without spending money anymore? You might want to think about taking out a title loan.
Why Title Loans?
A title loan is a short-term loan option that allows you access to emergency money by you offering your title up for collateral. They come with several advantages to traditional loans obtained through the bank, with their number one selling point being they’re fast. The application process can take as little as 30 minutes to complete and you receive emergency money on the same day that you submit your application.
You’re also not required to provide a lot of information to secure your loan! During the application process, you only need to provide the following things:
- Your driver’s license or valid I.D.
- The title to your vehicle
- Your car for inspection, which will determine how much money you receive on your title loan
Since the amount is based on the condition of your vehicle, your credit score isn’t a factor when determining your eligibility. While we may conduct a credit check, your score won’t determine whether or not you’re approved. Because of this, we welcome all credit scores – good, bad, or nonexistent.
How To Take Out A Title Loan
You can start your application from home by filling out a short form found on our homepage. Submitting it will allow a representative to contact you to schedule a face-to-face meeting for your car to be inspected. Within minutes you’ll find out how much you’ll receive. You’ll also get to keep and operate your car as you normally would for the duration of your loan!
When it comes to not spending money for a full month, it’s important to remember that this challenge, while simple in description, is hard. It takes discipline and focus, but it’s not impossible! And, if you find yourself face-to-face with an emergency, remember that you can always find online title loans, no store visit through Carolina Title Loans, Inc. Well? What are you waiting for? Start your application today.